Eloope IconEloope Logo
Comparison

Eloope vs Brex

Dedicated expense management vs card-first spend platform. See how Eloope compares to Brex for growing teams.

E
Eloope

Expense management for growing teams. Submit, approve, and reimburse in minutes.

setup Time10 minutes
pricingFrom $1.99/user/mo
best ForTeams of 1–500
usersUnlimited
B
Brex

Brex is a corporate card and spend management platform for startups and mid-market companies, combining corporate cards with expense tracking.

setup TimeDays (card issuance + underwriting)
pricingFree (corporate card required)
best ForVC-backed startups
usersUnlimited

Feature comparison

Side-by-side breakdown of Eloope vs Brex.

Eloope
Brex
Expense Submission
Mobile expense submission
Receipt photo upload
Submit in under 30 seconds
Multi-currency support
Works without corporate card
AI agent automation (Luna)
Approval & Policy
Multi-level approval workflows
Real-time policy checks (before submit)
Card-level controls
Auto-approval rules
Approval delegation
Budget controls
Reporting & Analytics
Spending dashboards
Custom reports
Budget tracking by department
CSV / Excel / PDF export
Integrations
QuickBooks sync
Xero sync
Slack
Google Drive
Corporate card issuance
Bill pay
Pricing & Setup
Starting price
$1.99/user/mo
Free (card required)
Setup time
10 minutes
Days
No corporate card required
14-day free trial
N/A (free with card)
Credit check / underwriting
Support & Security
Human support
Complete audit trail
Role-based access controls
SSO/SAML
Enterprise

Where each tool shines

Eloope strengths

  • Works with any payment method — no corporate card required
  • AI-native automation with Luna agent for receipt capture and policy checks
  • 10-minute setup — no underwriting or card issuance delay
  • Purpose-built for expense workflows (submit, approve, reimburse)
  • Transparent per-user pricing without card dependency
  • Approval delegation and out-of-office coverage built in

Brex strengths

  • Free expense management when using Brex corporate card
  • Corporate card issuance with virtual and physical cards
  • Bill pay and vendor payments in one platform
  • Venture debt and banking products for startups
  • Strong integrations with startup tooling (Carta, Gusto)

The verdict

Brex is a card-first platform — expense management is a feature, not the product. Eloope is purpose-built for expense workflows and works with any payment method. If your team uses personal cards, mixed methods, or you don't want card lock-in, Eloope is the better fit.

E
Choose Eloope if...

  • You don't want to be tied to a corporate card provider
  • You need AI-powered expense automation for any payment method
  • You want to be live in 10 minutes, not days
  • Your team uses personal cards or mixed payment methods
  • You need reimbursement workflows, not just card tracking

B
Choose Brex if...

  • You want a corporate card program bundled with expense management
  • You need bill pay and vendor payments in the same platform
  • You're a VC-backed startup that qualifies for Brex banking
  • You want expense tracking to be free (with card commitment)

Ready to try Eloope?

Join the waitlist for early access. 14-day free trial, no credit card required, and your team is live in under 10 minutes.